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Unfair contract terms under UK consumer law

UK consumer law bans unfair terms in contracts between businesses and ordinary people, and this applies in Scotland just as it does in England and Wales. A term can be unfair if it imposes a charge wildly out of proportion to the harm caused, if it binds you to conditions you had no real chance to read before parking, or if it gives the operator sole power to decide what their own rules mean. If your charge is unfair on any of these grounds, it may not be legally enforceable against you.

Legal basis

Consumer Rights Act 2015 s.62, s.65, Schedule 2; Consumer Scotland Act 2020; Beavis [2015] UKSC 67 (applies in Scotland)

How to identify this in your case

Demand letter applies a £100+ charge plus admin/legal/recovery fees disproportionate to actual parking value (£1–£3 per hour); signage relegates key terms to small print.

Sample appeal wording

Dear [OPERATOR], Re: PCN [PCN_NUMBER] The £[AMOUNT] you demand is unfair under s.62 of the Consumer Rights Act 2015. Specifically: 1. Schedule 2 para 6 — the sum is a disproportionate financial sanction grossly out of step with the legitimate interest the operator can claim. The cost of parking on the relevant land would be at most £[X] per [period]. A £100+ charge is on its face penal. 2. Schedule 2 para 10 — the signage at the site does not give a consumer reasonable opportunity to read the terms before performance. The sign is [too small / too high / too low / too crowded with text / on the exit]. 3. Schedule 2 para 14 — the term gives you sole discretion to interpret the period, the trigger and the recovery costs. Even if any contract were formed (which is denied — see separate point on Scots contract law and Scottish keeper-liability gap), the term is not binding on me under s.62. Your additional 'admin' fees of £[X] cannot be recovered. If proceedings are raised in the Sheriff Court Simple Procedure I will defend on these grounds. Yours faithfully, [NAME]

Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.

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Sources

  • Consumer Rights Act 2015 (UK-wide)
  • Consumer Scotland Act 2020

Related appeal grounds

Next steps

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