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consumer lawUK · ScotlandDifficulty: medium

Scotland — debt collectors harassing you over a parking charge

If a private parking operator or its debt collectors keep sending you demand letters, raise the amount with each one, threaten court action they never actually take, or contact you at work or through your family, that behaviour can count as harassment under Scottish law. You can ask a Scottish court for an order making them stop (the Scottish version of an injunction), plus damages. The threat of that order is a strong counter-move against aggressive debt collection — especially when the underlying debt isn’t legally enforceable in the first place.

Legal basis

Protection from Harassment Act 1997 s.8 (Scotland); Article 8 ECHR; Damages (Scotland) Act 2011

How to identify this in your case

Operator/debt collector has sent ≥3 demands; sums escalating without basis; threats of court action not followed through; contact via work, family, social media.

Sample appeal wording

Dear [OPERATOR / DEBT COLLECTOR], I write to put you on formal notice that your continued pursuit of me — by [N] demand letters, escalating sums (£[ORIGINAL] becoming £[CURRENT]), threats of court action that have not materialised, [contacts at work / via family / by SMS] — amounts in Scotland to a course of conduct constituting harassment within s.8 of the Protection from Harassment Act 1997. The underlying alleged debt is not enforceable: POFA 2012 does not extend to Scotland and the Scottish equivalent (Part 8 Transport (Scotland) Act 2019) has not commenced. I am not the driver, you cannot prove who was, and you have no Scottish keeper-liability basis. If you contact me again I will apply to the Sheriff Court for an interdict under s.8 of the 1997 Act and seek damages including for distress (Damages (Scotland) Act 2011). Cease all contact within 7 days and confirm in writing that the matter is closed. Yours faithfully, [NAME]

Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.

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Sources

  • PHA 1997 s.8
  • Damages (Scotland) Act 2011

Related appeal grounds

Next steps

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