financial hardshipUnited States · Chicago, ILDifficulty: Hard
Fresh Start (Bankruptcy) Plan — Pre-Bifurcation Debt Waiver
Chicago Municipal Code §9-100-160(b)(4): Fresh Start Plan for Chapter 7 bankruptcy debtors. Pay only fines after the bifurcation date (set by Administrator at least 3 years before bankruptcy filing). Upon completion and §727 discharge, City may waive penalties/fees on paid fines AND all debt before the bifurcation date.
Legal basis
Chicago Municipal Code §9-100-160(b)(4); 11 U.S.C. § 727
Sample appeal wording
TO: City of Chicago, Traffic Compliance Administrator RE: Fresh Start Plan — §9-100-160(b)(4) As an eligible bankruptcy debtor (Case [NUMBER], filed [DATE], Northern District of Illinois), I apply for Fresh Start. Request: (1) bifurcation date determination (≥3 years before [FILING_DATE]); (2) plan to pay post-bifurcation fines; (3) upon § 727 discharge, waiver of penalties/fees on paid fines and all pre-bifurcation debt. Evidence: (1) bankruptcy petition; (2) discharge order; (3) ticket account history. Signed, [FULL_NAME] Date: [DATE]
Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.
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- Chicago Municipal Code §9-100-160(b)(4)
- 11 U.S.C. § 727