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legalUK · England & WalesDifficulty: easy

Debt Too Old to Be Enforced in Court

A private parking charge must be taken to court within 6 years of the date it was due. The charge is normally due 28 days after the notice was issued, so the 6-year clock starts from that point. If no court claim was issued within that 6-year window, the debt is legally 'statute barred' — meaning it cannot lawfully be pursued through the courts. Continuing to chase you for a statute-barred debt may also break consumer protection rules.

Legal basis

Limitation Act 1980 s.5 (6-year limitation for simple contract); FCA Consumer Credit Sourcebook (CONC) rules on statute-barred debt

How to identify this in your case

More than 6 years have passed since the PCN was issued without any court claim being issued. Calculate: PCN date + 28 days (payment deadline) + 6 years = statute bar date. If today is after this date and no CCJ has been obtained, the debt is statute barred.

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