Debt Assigned to Third Party Without Notice

Legal basis

Law of Property Act 1925 s.136 (legal assignment of choses in action); Holt v Heatherfield Trust Ltd [1942] 2 KB 1

How to identify this in your case

You have received a demand from a debt collection company or solicitor rather than the original parking operator. Request a copy of the formal notice of assignment and the deed of assignment. If none exists, or if notice was never given to you, the assignment may be defective.

Sample appeal wording

Dear [Debt Collector / Solicitor], Re: Alleged Parking Debt [REFERENCE] I have received a demand from you for an alleged sum relating to a parking charge originally raised by [OPERATOR NAME]. Before I can address this demand, I require you to produce: 1. A copy of the deed of assignment transferring the alleged debt from [OPERATOR] to you 2. Evidence that written notice of the assignment was provided to me as required by the Law of Property Act 1925, section 136 Under s.136, a legal assignment of a debt (a chose in action) requires: (a) assignment in writing, (b) written notice to the debtor. Without both elements, you hold only an equitable interest and cannot sue in your own name without joining the original assignor. If you cannot produce these documents, please confirm that you have no basis to proceed and that this matter is closed. Yours faithfully, [NAME]

Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.

Beat It writes this argument automatically

Scan your PCN — our AI checks if this ground applies to your specific ticket, drafts a properly-cited appeal letter, and submits it to the council on your behalf. Only pay if you win.

Sources

• Law of Property Act 1925 s.136
• Holt v Heatherfield Trust Ltd [1942] 2 KB 1

Related

• Full guide: how to appeal a parking fine
• Scan your ticket — Beat It will find every applicable ground
• How Beat It compares to other appeal services