Home / Advice / RSA 508:4 — 3-Year Limit on Personal Actions
statute of limitationsUnited States · New Hampshire (Statewide)Difficulty: Easy

RSA 508:4 — 3-Year Limit on Personal Actions

Under RSA 508:4, except as otherwise provided, all personal actions in NH must be brought within 3 years of accrual. This is shorter than Maine's 6-year and Vermont's 6-year limits. Private parking 'invoices' assigned to debt-buyers and stale municipal scofflaw entries beyond 3 years are time-barred in NH. The defendant must affirmatively plead the limitations defense. NH small claims actions (in Circuit Court) follow the same 3-year limit.

Legal basis

RSA 508:4 (3-year limit on personal actions); RSA 358-C (debt collection)

Sample appeal wording

[DATE] [Issuer/Collector] [Address] Re: Time-Barred Claim — Notice/Invoice #[NUMBER] This letter is formal notice that the parking-related claim referenced above is time-barred by RSA 508:4 (3-year limitation on personal actions). The alleged violation occurred on [DATE], more than three years prior to your demand. I dispute the debt and expressly preserve the limitations defense. If you are a debt-buyer, demand is made under RSA 358-C for complete chain-of-assignment documentation including original notice, every assignment, and proof of registration of each assignor. No further communication is authorized except (a) confirmation of withdrawal or (b) court process. Continued collection efforts will be reported to the NH Attorney General. Sincerely, [NAME] [ADDRESS] [PHONE] [EMAIL]

Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.

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Sources

  • RSA 508:4
  • RSA 358-C — Unfair Collection Practices
  • NH Attorney General — Consumer Protection

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