consumer protectionUnited States · Florida (Statewide)Difficulty: Medium
FCCPA Threat — Private Parking Collection Abuse
Florida's Consumer Collection Practices Act (F.S. §§559.55–559.785) applies to any party attempting to collect a consumer debt, including private parking operators and their collection agencies. Threats of arrest, false credit-bureau reporting, contact at unreasonable hours, or harassment violate §559.72 and entitle the consumer to actual damages, statutory damages up to $1,000, and attorney's fees.
Legal basis
Florida Statute §§559.55–559.785; §559.72
Sample appeal wording
TO: [COLLECTOR / OPERATOR] RE: Account [#] This communication is sent under the Florida Consumer Collection Practices Act, F.S. §§559.55–559.785. Your conduct on [DATE] — specifically [THREAT OF ARREST / CALL AT 9:30 PM / FALSE STATEMENT THAT NON-PAYMENT IS A CRIME] — violates §559.72(7), (9), and/or (17), Fla. Stat. I demand immediate cessation of all collection activity and credit-bureau reporting on this disputed parking invoice. I further demand statutory damages of up to $1,000 plus attorney's fees as provided by §559.77, Fla. Stat. Any further violation will be litigated. [NAME] / [DATE] / Certified Mail
Replace [PARKING DATE], [NtK DATE] etc. with your own dates before sending.
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Scan my ticketSources
- Florida Statute Chapter 559
- ACC — Florida's Consumer Collection Practices Act